FAQs

Can I apply if I have credit challenges?
Yes. Credit challenges do not automatically prevent you from exploring financing options. Some programs place greater emphasis on business revenue, cash flow, collateral or other factors. Approval remains subject to underwriting and funding-source requirements.
How quickly can I receive funding?
Timelines vary considerably by financing product and funding source. Certain business funding programs may move quickly, while SBA, commercial real estate and more complex transactions generally require additional documentation and underwriting.
What businesses can apply?
Eligibility varies by product and funding source. Factors may include revenue, time in business, industry, cash flow, credit profile and requested financing amount.
What documents will I need?
Requirements depend on the financing requested. Business funding may begin with an application and recent business bank statements, while term, SBA and real estate transactions may require additional financial or property documentation.
Does IFS work with real estate investors?
Yes. IFS works with financing sources offering various commercial and
investor programs, including acquisition, refinance, private lending, bridge, fix-and-flip and rental-property financing.
Is Impact Financial Solutions a direct lender?
No. Impact Financial Solutions works with multiple financing and funding sources to help clients explore financing options based on their needs and qualifications.